Logo

Public Adjusters For Flood Damage

A flood can carry more than water damage to your commercial property. Along with property damage, contaminated water can compromise the health of your employees and the effects of a flood can interrupt your business indefinitely if not handled immediately and properly. We can assist you with your flood policy. We navigate your policy, fully evaluate your loss, and prepare a claim to get you the optimum amount to recover.

As the National Weather Service confirms, flooding is a nationwide threat applicable and responsible for $3.5 billion per year in total flood insurance claims. Is your business prepared if Texas flooding occurs?

Flooding is unique from other perils because it is not typically covered in your commercial property insurance policy. This means you may have to obtain special coverage with your insurer or work with policies made available through the National Flood Insurance Program, which has its own set of rules. Also, water damage from a flood is an expansive topic that deserves a thorough assessment to determine the immediate and potential property damage so your business will not suffer any further.

Post-disaster, this could leave you vulnerable to complex policy conditions and oversights that can stall the recovery process, and result in an inadequate flood claim. Running a business and managing a claim can be two full-time jobs. Our public adjusters lift the burden by handling your flood insurance claim. We work on your behalf with all other parties involved. Our adjusters provide you with the expertise to prepare and support a detailed claim in order to attain the optimum settlement for you. When it comes to Texas flooding and negotiating a flood damage insurance claim settlement, our premier public adjusters in TX will help your business receive more from your claim, sooner.

Thumbnail Image

The The Beneke Company/Adjusters International Offices

What To Focus On After Flood Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • What is my agent/broker’s role?
  • The insurance company hired a construction estimator. What do I need to know?
  • Wind Damage vs. Storm Surge vs. Flood. What is covered?
  • Why is a claim strategy so important?
  • Am I impacted by coinsurance?
  • Is a moisture survey necessary?

How Our Public Adjusters Help You

  • Evaluate Icon Evaluate Fully reviewing your insurance coverage.
  • Strategy Icon Strategy Developing a claim management strategy.
  • Compliance Icon Compliance Determining policy compliance issues.
  • Valuations Icon Valuations Completing detailed valuations of building, equipment and inventory losses.
  • Interruption Icon Interruption Formulating business interruption models.
  • Itemization Icon Itemization Presenting and supporting an itemized claim package to your insurer.
  • Negotiation Icon Negotiation Negotiating on your behalf with your insurance company.
  • Communication Icon