Insurance Claims for Fire Damage

If your organization or community suffers a fire to any of its facilities, the damage can be devastating. Your recovery can depend on how you assess and report the damage. Our team of experts helps you obtain the maximum claim recovery so you can get back on your feet sooner.
According to the National Fire Protection Association, business owners and organizations suffer $2.3 billion in commercial and industrial direct property loss each year.

Fire claims are common and complex because they spark different types of damages. The damage inflicted upon buildings, facilities, and infrastructure can interrupt lives and livelihoods immeasurably, striking a devastating blow to your organization or community. You will not only face the challenges to minimize the damage and secure everyone’s safety. You will now also have to secure the necessary funding for your recovery. Will it only come from your insurance policy? If so, will it be enough to fully recover?

Our public adjusters have expertly managed insurance claims for every type of disaster at the regional, state, and national levels. With fire claims, we can efficiently organize our team of adjusters, estimators, and inventory specialists to evaluate and document your loss in its entirety. We are called upon by communities, non-profits, and government organizations for our unique ability to mobilize a top team of professionals who have the unmatched experience and comprehensive understanding of the laws, regulations, and policies involving disaster recovery. This enables us to consistently coordinate and obtain the maximum reimbursement for our clients so that they may recover.

What To Focus On After Fire Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Why should the county, city, town, or district optimize its claim?
  • Do we have a commitment to taxpayers to recover the most possible?
  • What if the insurance company engages a building consultant?
  • What is my agent/broker’s role?
  • Will my code upgrade coverage address all my code related issues? ADA, fire codes, etc.?
  • Is there coinsurance in my policy?
  • Do we need to issue an RFP in order to engage your services?
  • Who in our county, city, town, or district will be involved in making the decision to hire us?
  • Is your claim a result of an event that may be funded by FEMA? If so, it is your obligation to first maximize your insurance settlement to satisfy FEMA’s eligibility requirements.
  • Why can’t we do it ourselves?
  • What emergency facilities are necessary to continue operations?
  • Can temporary facilities still be used at the end of the claim and be considered permanent? If so, how?
  • How do existing plans for renovations or enhancements affect my claim?
  • What building codes and regulations must be considered in the reconstruction?
  • How do bond cycles affect the full replacement cost holdback provisions of a policy?

Property Damage Losses Government & Non-Profits Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Fully reviewing your insurance coverage.
  • Strategy Developing a claim management strategy.
  • Compliance Determining policy compliance issues.
  • Valuations Completing detailed valuations of building, equipment and inventory losses.
  • Interruption Formulating business interruption models.
  • Itemization Presenting and supporting an itemized claim package to your insurer.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Communication Keeping you informed every step of the way.
  • Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Government & Non-Profits We Have Helped

You presented all the building damages in a timely manner and very quickly began to obtain payments from the insurance company throughout the claim until we reached a full settlement on our loss and damages. In short, you led us through the process of realizing a full recovery.
Noreen M. Keleshian
Treasurer, Benefits Officer and Director of Support Services - Rocky Mountain Conference of the United Methodist Church, Greenwood Village, CO
Testimonial
  • Aztec Church of the Nazarene - Aztec, NM
  • Brownfield Independent School District - Brownfield, TX
  • Houston Independent School District - Houston, TX
  • Sigma Nu - Boulder, CO
  • Town of Empire - Empire, CO

Related Resources

Contact Us

If you're suffering from a government & non-profit property claim, we can help!
Call us at 800.578.1851 or fill out the form below:
( * ) indicates required field
Sorry, there was a problem with your submission.
Meet Your Public Adjuster
Jim Beneke
Jim Beneke, SPPA
President
Jim is a third-generation public adjuster, he has a reputation for honesty and integrity in negotiating a fair and proper insurance settlement for his clients.
Contact him today!