Commercial Insurance Claims for Water Damage

Unexpected water damage calls for quick action, clean-up, and measures to control and restore as much damage as possible. In the rush, our team of public adjusters can provide the experience, resources, and time to help you make informed decisions that will help ensure that this work is coordinated with your insurance claim to help get your business what it needs to recover.
The effects of water damage are not only detrimental to your commercial property, but also to the health of your employees and any other occupants. It must be documented and dealt with immediately and properly.

Sudden water damage can come from storms and floods, to a random pipe bursting. Within moments, the ceilings, walls, and floors of your building can be damaged or destroyed. Also, the moisture from water damage can lead to mold growth, making your place of business unsafe for any occupants. The immediate need to clean up and control as much damage as possible may delay you in the beginning, but organizing a plan for the handling of your water damage claim will be vital to the recovery of your business.

Our team of public adjusters will work on your behalf and negotiate with your insurance company for a maximum claim recovery. As your trusted advisors, we are fluent with insurance policy terms and conditions. We will evaluate and document your property’s water damage in full detail to make sure you receive the optimum amount to get back to business.

What To Focus On After Water Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • What is my agent/broker’s role?
  • The insurance company hired a construction estimator. What do I need to know?
  • Wind Damage vs. Storm Surge vs. Flood. What is covered?
  • Why is a claim strategy so important?
  • Am I impacted by coinsurance?
  • Is a moisture survey necessary?

Property Damage Losses Commercial Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Fully reviewing your insurance coverage.
  • Strategy Developing a claim management strategy.
  • Compliance Determining policy compliance issues.
  • Valuations Completing detailed valuations of building, equipment and inventory losses.
  • Interruption Formulating business interruption models.
  • Itemization Presenting and supporting an itemized claim package to your insurer.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Communication Keeping you informed every step of the way.
  • Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Industries We Have Helped

After we filed our [frozen/burst pipe] claim, an adjuster from our insurance carrier came out and denied the claim. We retained [your firm] to handle the claim on our behalf... The result was you were successful in overcoming their denial and worked diligently to obtain a favorable settlement.
Gregory Golyansky
Owner - Spartacus Inc., Denver, CO
Testimonial
  • Biomed Realty - Phoenix, AZ
  • Brighton Depot - Brighton, CO
  • Divan Western Motel - Gordon, NE
  • East West Resorts - Beaver Creek, CO
  • Silver Square Partners - Denver, CO
  • Tebo Development - Boulder, CO

Related Resources

Contact Us

If you're suffering from a commercial property claim, we can help!
Call us at 800.578.1851 or fill out the form below:
( * ) indicates required field
Sorry, there was a problem with your submission.
Meet Your Public Adjuster
Jim Beneke
Jim Beneke, SPPA
President
Jim is a third-generation public adjuster, he has a reputation for honesty and integrity in negotiating a fair and proper insurance settlement for his clients.
Contact him today!